Accounts Receivable Financing

How we help

Whether you're growing beyond a bank's lending limits, unable to secure bank financing, or just unwilling to borrow from family and friends — businesses of all kinds look to Commonwealth as an indispensable resource.

A Simple 3-Step Practice

We advance cash on your accounts receivable — commonly called factoring.

You keep working

Continue to work as you always have, providing quality products or services to your customers.

We purchase your receivables

We give you up to 85 percent of the value of your invoice in as little as 24 hours, so you have cash in hand.

We collect, you get the balance

We follow up with your customer for payment. Once the invoice is paid, we forward the balance to you, minus a fee.

Curious about the mechanics? Invoice Factoring 101 answers the common questions.

The results

Sales turn into cash almost instantly, relieving the stress of being in a cash crunch. You get accelerated cash flow when you need it — to help your business grow, meet payroll, manage overhead, any working capital need. Plus:

You'll have access to the cash you need to pay bills quickly, enabling you to take advantage of vendor discounts.
We handle your customers and receivables professionally and personally — a task you may not have time or staff to do.
You save valuable management time so you can concentrate on your core operations.

See the Advantages Who We Fund

We'd love to talk with you!

Tell us a little about your business. A real person will call you back.

Ready to turn invoices into working capital?

Talk it through with a decision maker — no pressure, no jargon.

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