Freight Factoring

Small business is hard. Trucking is no different.

From maintaining your logbook to finding your next load, the last thing you want to think about is when you'll get paid on your latest freight bill. We provide fast, easy factoring for truckers.

We Know How Trucking Works

Timely funding, appropriate credit limits, proactive payment processes.

We've been in the industry for years and stay up to date on trucking and freight-factoring issues. Our team has saved clients many times their factoring fees in lost revenue by working hard to ensure the brokers you haul for can pay for the freight.

We get you back on the road quicker, back home sooner, and setting your goals higher. We provide:

Flatbed factoring
Dry van factoring
Step deck / drop deck factoring
Reefer factoring

Also see: our fuel card for trucking companies and how to avoid a top killer of new trucking companies.

We'd love to talk with you!

Tell us a little about your business. A real person will call you back.

Here's How Trucking Factoring Will Help

Keep your wheels turning — and your cash flowing.

Get funds immediately

Cash lands right after hauling a load — ready for insurance, payroll, lease payments, equipment loans, repairs, and fuel.

Eliminate costly fuel advances

Remember when a $300 advance cost $150 because the "5% fee" was on the whole $3,000 load? Factoring ends that game.

Decide which loads to haul

If you make $100 profit per $1,000 hauled, one unpaid load takes nine more to earn back. We check broker credit before you haul — that's where we really provide value.

Fuel card program

Discounts at the pump and simple fuel management built for owner-operators and small fleets.

Common Questions

Straight answers about freight factoring

How fast do I actually get paid?

Once you're set up, funding typically lands the same business day we receive your paperwork.

I'm a new authority. Can I still factor?

Yes — factoring approval is based on your customers' credit, not yours. Start-ups with limited financial history are exactly who we help.

Is this a loan?

No. We purchase your invoices — money you've already earned — so there's no debt on your books and no monthly payment.